Membership in IBIUBU starts with one question.

What is important to you NOW?

Not five years from now. Now. Answer it however you want, in as much or as little detail as feels true. There is no right answer, and nobody is grading you.

We will read what you write and come back to you. From there we work out what the goal actually is, what the next step looks like, and how we can support you in getting there.

Three things: your name, your email, and your answer. Money Penny answers you straight away — she is an AI, and she says so. A person here reads what you wrote as well, and comes back to you about what happens next. Neither replaces the other.